My Fakos are 715, 745, 730
This is one of many statements about how I was added to improve my score:
There are too many personal financial accounts on your credit report. [Experian] may, after too much available credit amount sometimes harm your credit score. Lenders may feel that you have the opportunity to spend more than you might pay back. You might want to consider closing a few accounts or asking your credit limits reduced.
Reply:FAKO scores and REASONS should be ignored.
Reply:It's well known that a few percentage utilization is optimal for your scores.
They might consider it risky that you have lots of credit but aren't using it, as in they don't know if you can be resposible with debt.
Reply:Yet another example of The Game.
Reply: There are too many personal finance accounts on your credit report. [Experian] Having too much available credit can sometimes harm your credit score. Lenders may feel that you have the ability to spend more than you could potentially pay back. You might want to consider closing a few accounts or asking to have your credit limits reduced. Avoid closing too many accounts ? especially the oldest accounts on your credit report ? because it could harm your credit score. Closing the oldest accounts can damage your score by making the length of your credit use appear shorter.
BS
Related posts:
- Questions about Personal Loans [medical one] [credit score]
- Sliding Economy raises questions about credit scores [credit card accounts] [median scores]
- TrueCredit Won't Let me Update! [equifax credit report] [truecredit]
- drop in experian biz score [cap1] [credit scores]
- Scores rises 94 points after Personal Loan for Credit Cards [fico score] [tradelines]
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